For Accounting Firms and Business Advisers

Your client is in trouble.
Do you know how much?

Run a specialist-grade distress assessment on any client in under 10 minutes. See what a restructuring expert would see. No registration required.

Run the Diagnostic Now

Works with de-identified data. No company name required.

When your client hits distress, three things are at stake

The fees

A restructuring engagement is worth $80,000 to $300,000 or more. Today, most of that walks out the door to a specialist firm. It does not have to.

The relationship

Referring a distressed client to a specialist shifts the advisory relationship. You become a bystander in your own client's crisis. ReboundIQ keeps you at the centre.

Your credibility

Sitting in front of a lender or a board with inadequate analysis is professionally dangerous. ReboundIQ produces output that survives scrutiny from credit committees and workout teams.

Business Distress Diagnostic

Seven short questions, mostly clickable pills. No client-identifying figures required. Receive a specialist-grade assessment in minutes.

The diagnostic runs on bands and ratios, not exact dollar figures. The analysis works on financial patterns, not on identity.
If the client is a group of entities, enter consolidated numbers across the group. For a full entity-by-entity breakdown (separate models per entity with a group consolidation view), use the full ReboundIQ platform.

What you will receive

Severity Rating

A traffic-light distress classification based on your client's financial position

Risk Analysis

The three most critical risks you may be missing, with quantified consequences

Lender Perspective

How a bank workout team would assess this position today

Your Exposure

What happens to your credibility and role if this is mishandled

Takes approximately 10 minutes. No registration required.

Step 1 of 7

About you

Your role shapes how the diagnostic is framed, particularly around your own exposure and the standards that apply to your work.

Step 2 of 7

The business at a glance

Industry sets the benchmarks. Revenue band sets the scale. No client-identifying figures required.

If the client comprises a group of entities, treat the bands as consolidated across the group. The full ReboundIQ platform supports entity-level modelling with a group consolidation view; this free diagnostic intentionally simplifies that.

Used only on the cover of the report. Leave blank to keep the client unidentified.

If you provide a URL, the model will draw on what the website tells us about the company's operations, products and customer base, and use that to sharpen the industry analysis. The URL is not repeated back in the output. Leave blank if you would prefer to keep the client unidentified.

Revenue bands keep the data non-identifying. The diagnostic uses the band as the scale anchor; precision adds nothing to the recommendation.

Step 3 of 7

Trading performance

Five clicks. Pick the band that best fits where the business is right now and where it has been heading. Approximate is fine.

Step 4 of 7

Balance sheet stress

Pick the band you would put the business in. We make standard assumptions about facility mix and security in the background, which the model will note in the output.

Step 5 of 7

What has gone wrong

Select all that apply. Detail and colour go in the context box at the end.

Step 6 of 7

What has been done so far

Select all that apply. Detail goes in the context box at the end.

Step 7 of 7

Tell us what is going on, in your own words

One paste. Strip out names if you would prefer. The richer the context, the sharper the diagnostic.

You do not need to share names, locations, exact figures or any identifying detail. Strip those out before you paste if you would prefer.

Useful things to cover if you have them: what the business actually does and how it makes money; what changed and when; what management has already tried; what the bank or financier has said or done; what concerns you most; segment or location splits if the business has them; any specific numbers you are comfortable sharing in approximate form.

What the full platform produces

The diagnostic is the front door. Behind it sits a complete restructuring and turnaround toolkit.

01

Integrated Three-Way Financial Model

Fully formula-driven P&L, balance sheet, and cash flow forecast. Assumption-driven with scenario analysis. Every cell traces back to an input you can change.

02

13-Week Cash Flow Forecast

Weekly rolling cash flow with receipts and payments detail. Shows exactly when cash runs out and what levers are available to extend the runway.

03

Debt Capacity Analysis

Sustainable debt calculation based on normalised cash flows. DSCR, interest cover, leverage multiples. Shows the lender exactly what the business can service.

04

Strategic & Financial Review

A comprehensive PowerPoint report covering business overview, industry context, financial analysis, capital structure, turnaround plan, and recommendations. Lender-ready.

05

Lender Position Paper

A structured submission to the workout team: the problem, the plan, the numbers, and the ask. Written to survive credit committee scrutiny.

06

Independent Business Review

The standard deliverable lenders request when assessing a distressed borrower. Business viability assessment, going concern analysis, and recommended actions.

This is not generic AI

ReboundIQ is built on 30 years of specialist restructuring methodology, not general knowledge.

Generic AI
(ChatGPT, Gemini, etc.)		 ReboundIQ
Financial model Template suggestions Fully integrated, formula-driven three-way model
Analysis quality Textbook-level overview Partner-level assessment grounded in calculated outputs
Lender perspective Generic advice Drawn from managing a bank workout portfolio at NAB
Industry context Wikipedia-level Sector-specific profiles with real operational drivers
Recommendations "Consider restructuring" Specific, prioritised actions with named consequences
Output format Chat text Excel models, PowerPoint reports, lender submissions
Methodology None Proprietary, tested across 30 years of live engagements
Brendan Richards
Built by

Brendan Richards

Founder, Rebound Advisory

30 years of restructuring and turnaround experience across PwC, NAB, Ferrier Hodgson, and KPMG. Former lead partner of KPMG Melbourne's restructuring practice. Former partner at Ferrier Hodgson for nine years.

Managed the workout lending portfolio at NAB. Spent decades on both sides of the table: as the lender assessing distressed borrowers, and as the advisor helping businesses survive.

ReboundIQ codifies this methodology so that trusted advisors can access specialist-grade restructuring capability without referring the work out.

Chartered Accountant KPMG Partner (6 years) Ferrier Hodgson Partner (9 years) NAB Workout Portfolio
View LinkedIn Profile Visit Rebound Advisory →
Technology Leadership

Tara Richards

Chief Information Officer, ReboundIQ

25+ years leading technology strategy and digital transformation across major Australian organisations including Kmart Australia, AGL, Aware Super, QSuper, and NAB. Tara brings deep expertise in enterprise architecture, data strategy, and building scalable digital platforms. She holds an MBA and a Bachelor of Manufacturing & Engineering Management from Monash University, and completed the Advanced Management Programme at INSEAD.

Enterprise Technology Digital Transformation Data & Platform Strategy MBA, Monash INSEAD AMP
View LinkedIn Profile

Pricing

The diagnostic above is free and always will be. The options below unlock the full ReboundIQ platform: integrated three-way model, 13-week cash flow, debt capacity analysis and lender-ready report.

Pilot Engagement
$5,000 flat

Introductory, one-time only. First engagement only. Trial the full platform on a live client with minimal commitment.

Typically billable to the client at $15,000 to $20,000
  • Full deliverable suite on one engagement
  • Three-way model, 13-week cash flow, debt capacity, lender report
  • Direct support from Brendan on your first use
  • Converts to per-engagement or retainer thereafter
Per Engagement
$7,500/engagement

No ongoing commitment. Activated only when you have a distressed client in front of you.

Typically billable to the client at $15,000 to $25,000
  • Full deliverable suite per engagement
  • Three-way model, 13-week cash flow, debt capacity, lender report
  • Pay only when you need it
  • Best for practices with occasional distressed clients
Annual Retainer
$18,000/year

Three engagements included. Predictable cost for practices expecting regular use. Effective cost of $6,000 per engagement.

Typically billable to the client at $15,000 to $25,000 per engagement
  • Three full engagements included each year
  • Additional engagements at $5,000 each
  • Priority support throughout the year
  • Best for firms with multiple clients under pressure
The commercial picture

What each tier is worth to your firm, and what this replaces for the client.

Pilot
$10,000 to $15,000
Your margin
Per Engagement
$7,500 to $17,500
Your margin
Annual Retainer
$9,000 to $19,000
Your margin per engagement

The same work commissioned from a specialist restructuring firm would typically cost the client $25,000 to $40,000 per engagement. ReboundIQ lets you retain the client relationship and capture the margin that would otherwise walk out the door.

All prices exclude GST. The diagnostic tool above is free and always will be.

Want the full capability?

Register your interest and be among the first to access the complete ReboundIQ platform when it launches.

How your data is handled

Processing

Data is processed via the Anthropic API using TLS encryption in transit. No data is stored by ReboundIQ after your session ends.

Storage

ReboundIQ does not retain your inputs or the diagnostic output. Nothing is stored on our servers.

Training

Your data is not used to train AI models. Anthropic's API terms prohibit use of API data for model training.

Confidentiality

The diagnostic is designed to work with de-identified data. No company name is required. Use approximate figures and anonymised names.